If so, you've come to the right place! TexasDebtSettlement.org is your #1 resource for debt negotiation strategies and how to work with creditors in the state of Texas. We encourage you to take a few moments to browse this site and discover how debt settlement could help you.

Our highly trained and friendly debt relief staff proudly provides debt settlement solutions and programs that work! Practical Debt Relief of Houston is number one in Texas when it comes to getting you out of debt. We know how creditors operate and how they try to squeeze you out of every dime you have. Do not let creditors and debt ruin your life. Let us handle them to get YOU back on track.

Take a look at some of our Debt Settlement Texas success stories*:

In case study 1, we have the story of a man who stopped making the amount of money he used to. Suddenly, the minimum payments became a burden on his cash flow. The income change and high credit card debt led him to seek debt settlement to reduce his debt. We recently settled his US Bank Account for 16.2 % of his balance.
Click here to see a real copy of the agreement

In case study 2, we have a client who has difficulty paying her minimum payments and was getting frustrated with her balance that was not moving. She was missing payments on her credit cards due to other expenses that she has. When she missed her payments, she would have late fees added to her credit card balance. Her situation was getting out of control. We recently settled on her GE MONEY Account for 21.75 % of his balance.
Click here to see a real copy of the agreement

In case study 3, we have a client who experienced a financial hardship that was not able to pay her minimum credit card payments. The client tried calling the bank to negotiate the rate but they brushed her off. Her financial hardship led her to seek debt reduction to help reduce her credit card debt. We recently settled on her Bank of America for 20.02 % of her balance.
Click here to see a real copy of the agreement

We are experts in the field of debt relief in Houston, TX. It is well known that too many people today get themselves into big trouble with debt and, instead of seeking help, just file bankruptcy. Any kind of debt settlement program will affect your credit at first but, unlike bankruptcy, won't leave that permanent mark on your record. We work directly with you creditors to get them to lower your monthly bill and save you more money all together*.

Our debt settlement programs in Houston, Texas are designed to help our clients get out of the hole of credit within 6 months to 3 years*. We know how hard it is to deal with creditors alone and how difficult it can be to catch up on your payments. Are you struggling? If you need debt relief in Houston, Texas and would like some assistance on wining the fight against debt call us.

Our number one goal is to give you debt relief advice so that you can become financially successful. We only want the best for our Texas clients and that's what we will give you... our best. We have been handling creditors and debt collection companies for a long time now. If you, or someone you know in Houston, is in dire need or financial freedom and seeking debt relief then don't wait until it is too late.

Give us a call toll-free today: 1-800-999-0106

*Clients who are able to stay with the program and get all their debt settled, have realized average savings of 60% before fees, or 45% including our fees, over 24 to 60 months. Including clients who have not completed the program, our clients saved on average 42% before fees, or 27% including our fees over 24 to 60 months. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. Settlement results shown reflect actual settlements negotiated with our clients' creditors on enrolled balances and do not include 20% administration fee. These statements and case studies are examples of past performance and are not intended to be a guarantee of any future settlement results. We do not guarantee that your debts or monthly payments will be lowered by a specific amount or percentage, or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.